How it works
Your path to owning a home, one clear step at a time.
Simple, clear and done the right way. Once you choose your home, you could have your keys in as little as 1–2 weeks.
01
Talk to us
A friendly, no-pressure start.
Reach out your way
Call, text, WhatsApp or fill out our short form. We reply within 2 hours.
Share what you're looking for
Where you’d like to live, how much space you need and what you’ve saved. The more you share, the faster we can match you with the right home.
02
Find your home
A home that fits your family and your budget.
See our available homes
New homes become available every month, and they go quickly. Don’t see the right one yet? Leave your info and you’ll be the first to know when a match comes up.
Visit the home
Schedule a showing and bring your whole family. We’ll meet you there and answer all your questions.
03
Close and get your keys
Handled by licensed professionals, often in just 1–2 weeks.
Sign and place your deposit
Sign your purchase agreement online, then place your deposit with a licensed title company, where it’s protected.
A quick financial review
With a licensed loan originator, to make sure your monthly payment fits your budget.
Get your keys
Close at the title company, with a title attorney overseeing everything, and get the keys to your new home.
What you'll need, and what you won't.
What you'll need
- Savings for a down payment
- Steady monthly income from a paycheck, 1099, cash or self-employment
- A photo ID, like a driver's license, state ID or a passport from any country
What you won't need
- A bank approval
- A credit score. No credit history is okay.
- A Social Security number. ITIN holders are welcome.
Done the right way, every time.
Every home is closed with licensed professionals, so your deposit and your payments are protected.
Closings handled by
Licensed title company
Your deposit and closing are handled by a title company, not a handshake.
Licensed loan originator
Reviews your finances so the payment fits your family.
Licensed loan servicer
Every monthly payment is tracked, with a record for you.
Title attorney at closing
Every closing is overseen by a title attorney, and your documents are notarized.
Questions families typically ask us
Yes. Every sale closes at a licensed title company, and a licensed loan servicer handles your payments.
No. Many families we work with have little or no credit at all. We look at your real life, not just a score.
That’s okay. We work with ITIN holders every day.
It depends on the home. Since we’re financing your purchase, your savings and income show us which homes we can offer you. The more you share up front, the more options we can open up for you.
We show you the full monthly cost up front, including taxes and insurance, before you sign anything.
A licensed loan servicer. You’ll have your own online account where you can see your payments and loan balance anytime.
Once you choose your home, closing can happen in as little as 1–2 weeks. Need more time? We’ll work at your pace.
At closing, just a photo ID, like a driver’s license, state ID or a passport from any country.
Ready when you are.
New homes become available every month. Leave your info and you’ll be the first to hear, with no pressure and no obligation.
Purple Homes
Helping families own a home, even when the bank said no.
Where we work
Metairie · Kenner · Jefferson
Gretna · Terrytown · Marrero · Harvey
Slidell · Hammond · Houma · Baton Rouge
And across South Louisiana
© 2026 Purple Homes Solutions